Post by estes on Mar 23, 2010 14:11:58 GMT -5
How many of you are excited about the new health care bill that was passed?
Sure does make me glad I have Jesus Christ health care! lol
I'm not worried though... alert yes, worried, no. My faith rest in Jesus Christ.
I thought I would share with you the stuff that the medias really not trying to tell people.
BAD MEDIA! lol
Here are some links that I came across that address certain concerns in the health care plan.
This is from the Sandra Rose blog:
sandrarose.com/2010/03/22/what-the-health-care-bill-means-to-you/
What The Health Care Bill Means To You
Last night the Democrats rammed through a historic landmark health care bill that included sweeping reforms in health insurance. While some say health care reform was needed, this bill will take four years just to put a dent in the problems plaguing the health care system. In the end, this bill will not be a fix, and America still does not have free health care.
Here is what this bill means to you in a nutshell:
* No free health care
* Insurance premiums will rise astronomically to cover the uninsured
* Insurance companies will go out of business throwing hundreds of thousands of people out of work
* The bill includes more taxes for those making $250,000+ per year (the people who hired you and will now lay you off)
* Insurance coverage expanded to 32 million people who will be forced to pay their own premiums
* $500 billion in Medicare cuts means more doctors will drop Medicare patients
In anticipation of this bill passing, the giant drug store chain Walgreens has already announced its decision to stop taking Medicare patients. And other chains have already dropped Medicare patients. This won’t mean anything to you if you don’t have elderly parents or grandparents who will have a more diffcult time finding a doctor who will take them.
* By 2014, everyone must purchase health insurance or face a (minimum) $695 annual fine.
Remember when you got laid off and you were offered Cobra coverage that you declined because you couldn’t afford it? Well, now you will be forced to pay for insurance whether you can afford it or not. If you don’t pay, you face that aforementioned fine and/or jail time. Aren’t you anxious to see what your new premiums are going to be?
In addition to paying for car insurance (if you own a car), you will now have to pay for health insurance. If you can’t afford to pay the premiums, you are eligible for subsidies (as long as your income is at poverty level)– but even then, you will still have to pay something. Whereas, before this legislation was passed, you didn’t have to pay anything if you didn’t want to.
* Six months after the bill is signed into law, insurance companies can no longer deny children coverage based on a preexisting condition.
* Starting in 2014, insurance companies cannot deny coverage to anyone with preexisting conditions.
* Insurance companies must allow children to stay on their parent’s insurance plans through age 26.
What they don’t tell you is that there is no cap on the premiums that insurance companies will charge you for a preexisting condition. Yes, you will now be covered for a preexisting condition, but your premiums will be sky high. But I guess paying $1,500+ per month in premiums is better than paying nothing, right?
Illegal immigrants are exempt from paying for health insurance. Which means they will continue to be a burden on the emergency health care system. And guess who pays for their medical care now?
* This bill closes the Medicare prescription drug “donut hole” by 2020. Seniors who hit the donut hole by 2010 will receive a $250 rebate.
* Beginning in 2011, seniors in the gap will receive a 50 percent discount on brand name drugs. The bill also includes $500 billion in Medicare cuts over the next decade.
And please don’t think that this bill lowers your current premiums. In reality, your premiums will rise so the insurance companies can still make a profit. Insurance companies are operating at a 4% profit margin. Compare that to Coca Cola which operates at 19% profit margin (quadruple what insurance companies make).
With such a hit to their bottom line profit margin, more insurance companies will go out of business. Millions will be left without insurance, which is where the government will step in.
If you think the insurance companies are bad, wait until you have to deal with government workers to get approval for your surgery or treatments!
Meanwhile, the illegal immigrants (who can’t get insurance) will continue flooding emergency rooms around the country. And when Obama signs that amnesty bill for illegal immigrants, I hope you welcome them with open arms since your insurance premiums will be paying for their care)..
Instead of the states eating the cost for indigent medical care — the costs will be passed down to YOU in the form of high premiums that you will be forced to pay.
This is the Hope and Change you wanted!
Here is what CBS is saying (this is also the source that Sandra Rose used):
www.cbsnews.com/8301-503544_162-20000846-503544.html
Health Care Reform Bill Summary: A Look At What's in the Bill
Updated March 22, 4:50 p.m. ET
By CBS News Capitol Hill Producers Jill Jackson and John Nolen
Cost:
* $940 billion over ten years.
Deficit:
*
Would reduce the deficit by $143 billion over the first ten years. That is an updated CBO estimate. Their first preliminary estimate said it would reduce the deficit by $130 billion over ten years. Would reduce the deficit by $1.2 billion dollars in the second ten years.
Coverage:
* Would expand coverage to 32 million Americans who are currently uninsured.
Health Insurance Exchanges:
* The uninsured and self-employed would be able to purchase insurance through state-based exchanges with subsidies available to individuals and families with income between the 133 percent and 400 percent of poverty level.
* Separate exchanges would be created for small businesses to purchase coverage -- effective 2014.
* Funding available to states to establish exchanges within one year of enactment and until January 1, 2015.
Subsidies:
* Individuals and families who make between 100 percent - 400 percent of the Federal Poverty Level (FPL) and want to purchase their own health insurance on an exchange are eligible for subsidies. They cannot be eligible for Medicare, Medicaid and cannot be covered by an employer. Eligible buyers receive premium credits and there is a cap for how much they have to contribute to their premiums on a sliding scale.
Federal Poverty Level for family of four is $22,050
Paying for the Plan:
* Medicare Payroll tax on investment income -- Starting in 2012, the Medicare Payroll Tax will be expanded to include unearned income. That will be a 3.8 percent tax on investment income for families making more than $250,000 per year ($200,000 for individuals).
* Excise Tax -- Beginning in 2018, insurance companies will pay a 40 percent excise tax on so-called "Cadillac" high-end insurance plans worth over $27,500 for families ($10,200 for individuals). Dental and vision plans are exempt and will not be counted in the total cost of a family's plan.
* Tanning Tax -- 10 percent excise tax on indoor tanning services.
Medicare:
* Closes the Medicare prescription drug "donut hole" by 2020. Seniors who hit the donut hole by 2010 will receive a $250 rebate.
* Beginning in 2011, seniors in the gap will receive a 50 percent discount on brand name drugs. The bill also includes $500 billion in Medicare cuts over the next decade.
Medicaid:
* Expands Medicaid to include 133 percent of federal poverty level which is $29,327 for a family of four.
* Requires states to expand Medicaid to include childless adults starting in 2014.
* Federal Government pays 100 percent of costs for covering newly eligible individuals through 2016.
* Illegal immigrants are not eligible for Medicaid.
Insurance Reforms:
* Six months after enactment, insurance companies could no longer denying children coverage based on a preexisting condition.
* Starting in 2014, insurance companies cannot deny coverage to anyone with preexisting conditions.
* Insurance companies must allow children to stay on their parent's insurance plans until age 26th.
Abortion:
* The bill segregates private insurance premium funds from taxpayer funds. Individuals would have to pay for abortion coverage by making two separate payments, private funds would have to be kept in a separate account from federal and taxpayer funds.
* No health care plan would be required to offer abortion coverage. States could pass legislation choosing to opt out of offering abortion coverage through the exchange.
**Separately, anti-abortion Democrats worked out language with the White House on an executive order that would state that no federal funds can be used to pay for abortions except in the case of rape, incest or health of the mother.
Individual Mandate:
* In 2014, everyone must purchase health insurance or face a $695 annual fine. There are some exceptions for low-income people.
Employer Mandate:
* Technically, there is no employer mandate. Employers with more than 50 employees must provide health insurance or pay a fine of $2000 per worker each year if any worker receives federal subsidies to purchase health insurance. Fines applied to entire number of employees minus some allowances.
Immigration:
* Illegal immigrants will not be allowed to buy health insurance in the exchanges -- even if they pay completely with their own money.
Interesting. CBS also had some more links under the article in case any of you cared to go into more details concerning the new Health Care Bill... I could care less. If it wasn't in GOD's will for this to happen it wouldn't so I have nothing to fear because GOD takes care of me and he will provide for me the things I need.
I hope everyone is having a blessed day! Stay prayed up and keep Jesus Christ first, and you won't go wrong. Let him order your steps.
Isaiah 46:4 "Even to your old age and gray hairs I am he, I am he who will sustain you. I have made you and I will carry you; I will sustain you and I will rescue you."
Psalm 54:4 "Surely God is my help; the Lord is the one who sustains me."
Sure does make me glad I have Jesus Christ health care! lol
I'm not worried though... alert yes, worried, no. My faith rest in Jesus Christ.
I thought I would share with you the stuff that the medias really not trying to tell people.
BAD MEDIA! lol
Here are some links that I came across that address certain concerns in the health care plan.
This is from the Sandra Rose blog:
sandrarose.com/2010/03/22/what-the-health-care-bill-means-to-you/
What The Health Care Bill Means To You
Last night the Democrats rammed through a historic landmark health care bill that included sweeping reforms in health insurance. While some say health care reform was needed, this bill will take four years just to put a dent in the problems plaguing the health care system. In the end, this bill will not be a fix, and America still does not have free health care.
Here is what this bill means to you in a nutshell:
* No free health care
* Insurance premiums will rise astronomically to cover the uninsured
* Insurance companies will go out of business throwing hundreds of thousands of people out of work
* The bill includes more taxes for those making $250,000+ per year (the people who hired you and will now lay you off)
* Insurance coverage expanded to 32 million people who will be forced to pay their own premiums
* $500 billion in Medicare cuts means more doctors will drop Medicare patients
In anticipation of this bill passing, the giant drug store chain Walgreens has already announced its decision to stop taking Medicare patients. And other chains have already dropped Medicare patients. This won’t mean anything to you if you don’t have elderly parents or grandparents who will have a more diffcult time finding a doctor who will take them.
* By 2014, everyone must purchase health insurance or face a (minimum) $695 annual fine.
Remember when you got laid off and you were offered Cobra coverage that you declined because you couldn’t afford it? Well, now you will be forced to pay for insurance whether you can afford it or not. If you don’t pay, you face that aforementioned fine and/or jail time. Aren’t you anxious to see what your new premiums are going to be?
In addition to paying for car insurance (if you own a car), you will now have to pay for health insurance. If you can’t afford to pay the premiums, you are eligible for subsidies (as long as your income is at poverty level)– but even then, you will still have to pay something. Whereas, before this legislation was passed, you didn’t have to pay anything if you didn’t want to.
* Six months after the bill is signed into law, insurance companies can no longer deny children coverage based on a preexisting condition.
* Starting in 2014, insurance companies cannot deny coverage to anyone with preexisting conditions.
* Insurance companies must allow children to stay on their parent’s insurance plans through age 26.
What they don’t tell you is that there is no cap on the premiums that insurance companies will charge you for a preexisting condition. Yes, you will now be covered for a preexisting condition, but your premiums will be sky high. But I guess paying $1,500+ per month in premiums is better than paying nothing, right?
Illegal immigrants are exempt from paying for health insurance. Which means they will continue to be a burden on the emergency health care system. And guess who pays for their medical care now?
* This bill closes the Medicare prescription drug “donut hole” by 2020. Seniors who hit the donut hole by 2010 will receive a $250 rebate.
* Beginning in 2011, seniors in the gap will receive a 50 percent discount on brand name drugs. The bill also includes $500 billion in Medicare cuts over the next decade.
And please don’t think that this bill lowers your current premiums. In reality, your premiums will rise so the insurance companies can still make a profit. Insurance companies are operating at a 4% profit margin. Compare that to Coca Cola which operates at 19% profit margin (quadruple what insurance companies make).
With such a hit to their bottom line profit margin, more insurance companies will go out of business. Millions will be left without insurance, which is where the government will step in.
If you think the insurance companies are bad, wait until you have to deal with government workers to get approval for your surgery or treatments!
Meanwhile, the illegal immigrants (who can’t get insurance) will continue flooding emergency rooms around the country. And when Obama signs that amnesty bill for illegal immigrants, I hope you welcome them with open arms since your insurance premiums will be paying for their care)..
Instead of the states eating the cost for indigent medical care — the costs will be passed down to YOU in the form of high premiums that you will be forced to pay.
This is the Hope and Change you wanted!
Here is what CBS is saying (this is also the source that Sandra Rose used):
www.cbsnews.com/8301-503544_162-20000846-503544.html
Health Care Reform Bill Summary: A Look At What's in the Bill
Updated March 22, 4:50 p.m. ET
By CBS News Capitol Hill Producers Jill Jackson and John Nolen
Cost:
* $940 billion over ten years.
Deficit:
*
Would reduce the deficit by $143 billion over the first ten years. That is an updated CBO estimate. Their first preliminary estimate said it would reduce the deficit by $130 billion over ten years. Would reduce the deficit by $1.2 billion dollars in the second ten years.
Coverage:
* Would expand coverage to 32 million Americans who are currently uninsured.
Health Insurance Exchanges:
* The uninsured and self-employed would be able to purchase insurance through state-based exchanges with subsidies available to individuals and families with income between the 133 percent and 400 percent of poverty level.
* Separate exchanges would be created for small businesses to purchase coverage -- effective 2014.
* Funding available to states to establish exchanges within one year of enactment and until January 1, 2015.
Subsidies:
* Individuals and families who make between 100 percent - 400 percent of the Federal Poverty Level (FPL) and want to purchase their own health insurance on an exchange are eligible for subsidies. They cannot be eligible for Medicare, Medicaid and cannot be covered by an employer. Eligible buyers receive premium credits and there is a cap for how much they have to contribute to their premiums on a sliding scale.
Federal Poverty Level for family of four is $22,050
Paying for the Plan:
* Medicare Payroll tax on investment income -- Starting in 2012, the Medicare Payroll Tax will be expanded to include unearned income. That will be a 3.8 percent tax on investment income for families making more than $250,000 per year ($200,000 for individuals).
* Excise Tax -- Beginning in 2018, insurance companies will pay a 40 percent excise tax on so-called "Cadillac" high-end insurance plans worth over $27,500 for families ($10,200 for individuals). Dental and vision plans are exempt and will not be counted in the total cost of a family's plan.
* Tanning Tax -- 10 percent excise tax on indoor tanning services.
Medicare:
* Closes the Medicare prescription drug "donut hole" by 2020. Seniors who hit the donut hole by 2010 will receive a $250 rebate.
* Beginning in 2011, seniors in the gap will receive a 50 percent discount on brand name drugs. The bill also includes $500 billion in Medicare cuts over the next decade.
Medicaid:
* Expands Medicaid to include 133 percent of federal poverty level which is $29,327 for a family of four.
* Requires states to expand Medicaid to include childless adults starting in 2014.
* Federal Government pays 100 percent of costs for covering newly eligible individuals through 2016.
* Illegal immigrants are not eligible for Medicaid.
Insurance Reforms:
* Six months after enactment, insurance companies could no longer denying children coverage based on a preexisting condition.
* Starting in 2014, insurance companies cannot deny coverage to anyone with preexisting conditions.
* Insurance companies must allow children to stay on their parent's insurance plans until age 26th.
Abortion:
* The bill segregates private insurance premium funds from taxpayer funds. Individuals would have to pay for abortion coverage by making two separate payments, private funds would have to be kept in a separate account from federal and taxpayer funds.
* No health care plan would be required to offer abortion coverage. States could pass legislation choosing to opt out of offering abortion coverage through the exchange.
**Separately, anti-abortion Democrats worked out language with the White House on an executive order that would state that no federal funds can be used to pay for abortions except in the case of rape, incest or health of the mother.
Individual Mandate:
* In 2014, everyone must purchase health insurance or face a $695 annual fine. There are some exceptions for low-income people.
Employer Mandate:
* Technically, there is no employer mandate. Employers with more than 50 employees must provide health insurance or pay a fine of $2000 per worker each year if any worker receives federal subsidies to purchase health insurance. Fines applied to entire number of employees minus some allowances.
Immigration:
* Illegal immigrants will not be allowed to buy health insurance in the exchanges -- even if they pay completely with their own money.
Interesting. CBS also had some more links under the article in case any of you cared to go into more details concerning the new Health Care Bill... I could care less. If it wasn't in GOD's will for this to happen it wouldn't so I have nothing to fear because GOD takes care of me and he will provide for me the things I need.
I hope everyone is having a blessed day! Stay prayed up and keep Jesus Christ first, and you won't go wrong. Let him order your steps.
Isaiah 46:4 "Even to your old age and gray hairs I am he, I am he who will sustain you. I have made you and I will carry you; I will sustain you and I will rescue you."
Psalm 54:4 "Surely God is my help; the Lord is the one who sustains me."